Services

If you are struggling with debt, you can restructure or eliminate your debt with Chapter 7 and Chapter 13 bankruptcy laws. Attorney Dan Vaughan provides a free consultation to discuss your current finances, outline a course of action, explain fees and determine whether bankruptcy is right for you.

Attorney Vaughan provides experienced legal counsel in the following areas:

Types of Bankruptcy

There are three types of bankruptcy cases provided under the law:

Most people filing bankruptcy will want to file under either Chapter 7 or Chapter 13. Either type of case may be filed individually or by a married couple filing jointly.

Chapter 7
Chapter 7 is known as “Straight” bankruptcy or “liquidation.” It requires a debtor to give up property, which exceeds certain limits called “exemptions,” so the property can be sold to pay creditors. This is the most common type of bankruptcy.

Chapter 11
Chapter 11, known as “reorganization,” is used by business and a few individual debtors whose debts are very large.

Please contact us for your initial consultation if you feel you may fall into this filing.

Chapter 13
Chapter 13 is called “debt adjustment.” It requires a debtor to file a plan to pay debts (or parts of debts) from current income.
 
If you are located in the Concord region of California and thinking about filing for bankruptcy, Attorney Dan Vaughan is ready to take on your matter. Call us at 925-674-3622 or contact us online for your FREE initial consultation or to make an appointment with Attorney Dan Vaughan.
 

Dan Vaughan, Attorney is a debt relief agency, and we help people file for bankruptcy relief under the Bankruptcy Code.